Patelco Credit Union Novato

Open today from 10am - 5pm PT

140 Vintage Way Suite C1, Novato, CA 94945

Branch Hours (PT)

Weekdays 10am - 5pm
Saturdays Closed

Our Services

  • Onsite Parking
  • Free WIFI
  • Coffee & Tea
  • Nearby Bus Stop
  • ATM
  • Financial Advisor
  • Wheelchair Accessible
  • Member Seating Area

Meet our team

Yuri Galdamez

Novato Branch Manager

“Working to make your homeownership dream come true.” I work to provide friendly and professional mortgage services with great care. My experience analyzing complex credit, income and financial data help resolve problems that come up throughout the loan process. Continued communication and follow up will help you stay informed and connected. I have detailed knowledge of Conforming, Jumbo and First-Time Homebuyer programs. I am a US Army veteran, married with three children, and an outdoor enthusiast. I enjoy golfing and camping. I believe the best compliment I can receive for my work, is a referral of a family member or friend. My goal is to provide you with quick loan closings and peace of mind.

Leif Tinsley

Financial Advisor

CUSO Financial Services, L.P.1

CA Insurance License: 0L71317

Leif Tinsley’s goal is to make a difference in his clients’ lives. Early in his career, he learned that developing relationships and trust is integral to financial advising. He meets each client from the perspective of “how can we work together to give you confidence and success within your investment goals”.

Helping clients realize their financial goals is a top priority. Whether clients are accumulating wealth, planning for a major expense, or nearing retirement, he assists in guiding them to solutions that fit the stage they are in with a long-term plan always in mind.

His strengths are listening and being aware of his clients’ needs, while at the same time explaining and helping them feel comfortable along the way. With many years of’ experience in financial services, Leif Tinsley is a problem solver that cares about his clients’ financial future.

Hear stories from real Patelco members

My daughter and I opened an account with Patelco Credit Union on Clay Street (Oakland) earlier this week. I can't say enough about how well we were treated, and overall, what a wonderful experience it was...I highly recommend this Patelco branch and be sure to call for an appointment with Marika!

Lonna B.
My daughter and I opened an account with Patelco Credit Union on Clay Street (Oakland) earlier this week. I can’t say enough about how well we were treated, and overall, what a wonderful experience it was…I highly recommend this Patelco branch and be sure to call for an appointment with Marika!

I got a new 66-month car loan on my used vehicle, which had an original loan from Patelco. The entire process was completed in less than a day. From my first inquiry call, to signing the papers online... and now it's completely done, money transferred and paid off the original loan!

David-L
I got a new 66-month car loan on my used vehicle, which had an original loan from Patelco. The entire process was completed in less than a day. From my first inquiry call, to signing the papers online… and now it’s completely done, money transferred and paid off the original loan!

My family and I have all been members of Patelco Credit Union for years. I recently went through the process of obtaining a mortgage with Patelco. I had the pleasure of working with Paras Singh…pleasant and professional, and answered all my questions with clarity and patience. The loan department responded promptly and processed my loan quickly and smoothly. Thank you Patelco!

Judy F.
My family and I have all been members of Patelco Credit Union for years. I recently went through the process of obtaining a mortgage with Patelco. I had the pleasure of working with Paras Singh…pleasant and professional, and answered all my questions with clarity and patience. The loan department responded promptly and processed my loan […]

We just finished opening our second and third account here and couldn't be more pleased with the service. (They) let us know about which accounts would yield us a better rate for what we were going to use our funds for…Told us we could call if we needed any of the other things we talked about and was just so pleasant to deal with.  

Suzette W.
We just finished opening our second and third account here and couldn’t be more pleased with the service. (They) let us know about which accounts would yield us a better rate for what we were going to use our funds for…Told us we could call if we needed any of the other things we talked […]

After reading all the positive reviews, I had to come check this out for myself and see…I was amazed at how easy and simple the process was. They are not-for-profit and are member-driven and this feels like a real credit union that actually wants to help people. Their rates are also some of the lowest I was able to find!

Nelson P.
After reading all the positive reviews, I had to come check this out for myself and see…I was amazed at how easy and simple the process was. They are not-for-profit and are member-driven and this feels like a real credit union that actually wants to help people. Their rates are also some of the lowest […]

Patelco member Lonna B. smiles at the camera.
A portrait of Patelco member David L.
Patelco member Judy F. holds her small dog.
Suzette W., a Patelco member, smiles at the camera.
Nelson P., a young Patelco customer, looks out the window.

Featured Products at Patelco Novato

Credit Cards & Personal Loans

Patelco offers credit cards with competitive rates and no transfer fees, and debt consolidation loans to help you pay off your debt faster.

Auto Loans

Get competitive rates on new or used auto loans or lower your car payments with car loan refinancing.

Savings & Certificates

Watch your money grow with a savings account that matches your needs, including share certificates with higher interest rates.

Checking Accounts

Get the right checking account to manage your spending and say goodbye to fees with Patelco’s free checking account.

Investments & Financial Planning

Learn about our investing and financial planning services and get help with investment strategies, college savings plans, estate planning and more.

Home Loans

Get a fixed or adjustable home loan with competitive rates, or use get a home equity line of credit to pay for a remodel or other big expense.

1 APR (Annual Percentage Rate). New Auto rates starting at 6.04% APR effective 11/08/2024; subject to change without notice. Patelco offers a range of base rates and discounts that depend on factors such as credit history, loan term, Patelco account relationship, vehicle mileage, amount financed and vehicle age. Additional discounts may apply. Actual rates are disclosed to approved applicants in writing prior to loan consummation and may be as high as 17.99% APR. To learn more about rates, terms, and exclusive discounts for members, such as Commitment Household, call 800.358.8228 or visit any Patelco branch. New Auto loan payment example: $23.68 per month per $1000 borrowed at 6.29% APR for 48 months.

2 APY=Annual Percentage Yield. Rates are effective as of 08/01/2024 and are subject to change before or after account opening without notice. Rates vary by tier and apply to the full balance. The following variable interest rates will apply to your account balance: 4.50% APY on balances of $250,000.00 or greater, 4.00% APY on balances between $100,000.00 and $249,999.99, 3.51% APY on balances between $50,000.00 and $99,999.99, 3.00% APY on balances up to $49,999.99. In order to attain high interest rates, the account must meet the eligibility requirements, that is a Patelco checking account (opened under the same Member Number) with a total monthly deposit of $500 or more. If the account fails to meet eligibility, the lower interest rate of 0.05% will be defaulted for that month. Qualifying deposit transactions include: Payroll direct deposits, Social Security (or other government benefit) direct deposits, ACH transfers, Zelle®, Venmo, PayPal or other similar deposits, cash deposits, check deposits (except checks written from another Patelco account), wire transfers, multiple deposits (of the types listed above) that add up to at least $500 in a calendar month. Qualifying deposit transactions do not include Patelco account to Patelco account transfers, chargebacks, or promotional incentive payments from Patelco.

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